Determinan Behavioral Intention Penggunaan Peer-to-peer lending Syariah Di Indonesia: Model UTAUT2

Financial technology developed a concept, peer-to-peer lending, that enables access to funding without the role of financial institutions such as banks. However, data shows market share Islamic lending is still very small compared industry whole. Therefore, further efforts are needed increase lending. This study attempts understand factors influencing behavioral intention users (as funders) use peerto-peer with Unified Theory Acceptance and Use Technology 2 (UTAUT2) approach. Using judgment sampling method, 157 were collected respondents. research was conducted using Partial Least Square - Structural Equation Modeling (PLS-SEM) method SmartPLS 3.0 software test proposed model. The results show performance expectancy, price value, habit have positive influence on where expectancy has biggest influence.